THE IMPORTANCE OF BUDGETING

College ignites excitement and thrill. You are finally independent to explore new cities, follow your own schedule, and more! But with this new found freedom there is also anxiety and intimidation. College is a new environment that requires adjustment. A major change is controlling your personal finances.

College ignites excitement and thrill. You are finally independent to explore new cities, follow your own schedule, and more! But with this new found freedom there is also anxiety and intimidation. College is a new environment that requires adjustment. A major change is controlling your personal finances.

Expected long-run returns for most of the major asset classes continue to look relatively attractive after this year’s market declines, based on updates of models run by CapitalSpectator.com. In turn, a broad measure of risk assets points to a performance premium in the future vs. recent history.

Economics textbooks define inflation as ongoing increases in the general price level for goods and services in an economy over time, or variants thereof. This innocuous sounding definition belies the cataclysmic consequences for investors of inflation becoming high, then entrenched.

Welcome back to another dividend stock watch list article! The stock market is still down almost 19% year-to-date, but the last full week of October there definitely was a big push!

Despite the recent uptick, the bear market is still growling in 2022. The Nasdaq and S&P 500 Index are down more than 20% each, while the Dow 30 is doing somewhat better. Consequently, many high-quality stocks’ stock prices have also declined, along with valuations. One such stock is Verizon Communications (VZ), trading near its 52-week low and the lowest price in a decade. But is the stock a value trap, or is Verizon a good dividend stock?

American Water Works (AWK) is a good stock to buy. Investors can take advantage of the lower price of this utility stock and get a stable dividend every quarter. AWK stock forecast is also positive.

It’s not easy managing your private investments, but it doesn’t have to be a pain. There are many ways you can make the process easier and more convenient for yourself.

High Volatility: VIX > 26. The US Markets are waiting on FOMC Rate Hike of 75 basis points on Wednesday

Have you ever wondered what an IEO is and how it relates to fundraising in crypto? Read more in this article.

Ever wanted to find out about ICOs? Here an article explaining in detail.

Consumer Discretionary stocks mostly outperform the market. Adopting good strategies helps to get maximum benefit. Learn more.

The dollar has come back from the weekend bid. After the ECB and BOJ meetings last week, the focus has shifted back to the US where the FOMC meeting concludes in the middle of the week and the October employment report is out ahead of the weekend.

There are lots of social media videos where “experts” say life insurance is a superior investment to 401(k) and IRA accounts.

Stable, well-run utilities can be predictable to value. We’ll walk through the steps you need to do to find the intrinsic value of a utility

I have a piece being published in CityWire this week which I think might make some waves. Its message is that passive and active risk rated funds, in which tens if not hundreds of billions are invested worldwide, are broken and could remain so for years. The reason? High inflation.

As you know by now I make a stock purchase every single month no matter what is going on in the world and despite the doom and gloom headlines. Perhaps I am naive or more of an optimist that we will get through these dark financial times somehow. Either way, I have been busy buying up some stock this month and was happy to put some fresh and recycled capital to work to try and recoup some of my lost dividend income courtesy of the numerous cuts bestowed upon my portfolio in recent years.

A new trading month is about the begin and boy do we have a seemingly endless crop of stocks that are becoming fair valued to undervalued. The reality of the day is that we’ll continue to see stock prices continue to come down as interest rates rise. No reason to believe interest rates will stop climbing anytime soon.

It is never pleasant to be in the midst of a market correction, but a market correction does operate as a cleanser for excesses that enter into even the most disciplined investors' playbooks in the good times. This correction has been no exception, as the threat of losing investment capital has focused the minds of investors, and led many to reexamine practices adopted during the last decade. In particular, there has been more talk of earnings than of revenue or user growth this year, and the notion of cashflows driving value seems to be back in vogue.

Hey everyone This is a post that is a long time running and one that I actually didn’t really want to sit down and write. For the first time since we started investing, I have actually turned bearish. We decided to sell off some stock to pay off our home equity line of credit completely. This will definitely destroy our passive income at the moment but I feel like its a good move being debt free once again.