How long should you keep financial records after a death?

When a person has high out-of-pocket medical expenses, figuring out what to do can be a challenge. Fortunately, there are potential solutions. In some cases, Care Credit may give you a simple way to handle the costs, settling your balance with your provider right away. Plus, Care Credit often runs promotional programs that may allow you to avoid interest while you pay off what you owe.

When you’re starting with a new employer, you typically get access to a range of benefits. When it comes to retirement plans, many companies offer employees a standard 401k. If you haven’t had a 401k before, you may be wondering what a typical one involves. Here’s a look at the standard 401k, including what it is, how it works, and the benefits it can provide.

Fulfillment in retirement is my new goal. As part of my post-honeymoon period of retirement wanderings, I had a sort-of-crisis of success. After all, my career was successful! What more does one need in life? Once you have enough money, we know that more money does not make you happier or more fulfilled. What about success? Is enough success enough? Not if your goal is fulfillment in retirement.

Can you use RMDs to help determine your asset allocation in the retirement drawdown phase? Imagine you are living off your assets (taking an income from your nest egg). What might your asset allocation be to minimize the sequence of returns risk due to RMDs?

Investing in retirement is all about tradeoffs. Of course, all decisions are tradeoffs—when you choose one path, you can’t go down the other—but let’s focus on retirement investing! What are the major tradeoffs you face when investing during retirement? Remember, this blog is for those who have oversaved for retirement. This is a safe space to discuss first-world problems! If you have oversaved for retirement, you need to decide on your asset allocation: how well do I sleep at night vs. how rich do I want the kids to be?

How do I handle my stock portfolio during a market downturn? How do I cope with seeing my stocks drop in value? Should I sell? Should I keep investing? These questions came up recently in the Simply Investing Forum. This blog post will answer these questions.

The SPX hit a 27.5% market correction last week. Why? Because Fed Chair Powell is forecasting another 100 to 125 basis points higher rate before the end of 2022.

So good jobs data caused another market selloff. Why? Because Fed Chair Powell is forecasting another 100 to 125 basis points higher rate before the end of 2022.

The Markets are bouncing off the hope that the Fed will slow down rate hikes. Fed Chair Powell is forecasting another 100 to 125 basis points higher rate before the end of 2022.

stock market commentary

We often think about cash flow by looking in the rear-view mirror. What came in and went out last month or last year. Remember, the importance of building awareness

Start reaching your financial goals by setting habits and processes

NFTs have been touted to just be pictures and nothing more. Find out in the article how NFTs are worth money.

Beginner stocks are investments a consumer will recognize that has a straightforward business model and proven stability

These are top lifestyle stocks to check out. These ideas come straight from the community

Estate planning may seem like something to do later, but these 4 actions are easy to do and very important

Stock Market Commentary

Everyone dreams of retiring early. However, it usually stops there. If you are serious about early retirement, you need to consider what steps to take to make it happen. So, if you plan to stop working in the next decade, here are 10 steps to take to retire in the next 10 years.

Many people have heard that indebtedness can lead to financial troubles. But what exactly is indebtedness, and how do you avoid it? Fortunately, the concept of indebtedness is pretty easy to understand.

Some people have short memories or perhaps they are just born optimists. The level of debt in the USA is growing at the fastest rate since the recession hit. The Federal Reserve Bank of New York has reported that the current level of consumer debt is $11.52 trillion higher than it was towards the end of the recession in 2011.